
Treasury and cash management platform with modular pricing for finance teams.
Finmo has 3 plans: a free plan, paid plans from $49/month and custom pricing for larger teams. We have not recorded a price change.
Finmo plans and prices
Essential
$0
- Automated Invoicing — Create and send invoices to customers automatically
- Recurring Invoicing & Auto-Pay — Support full subscription billing and auto-pay flows.
- Payment Tracking — Monitor customer payments and identify overdue accounts
- Customer Communication — Send payment reminders and statements to customers
- Cash Application — Automate matching payments to invoices for a clear view of cash
- Reporting and Analytics — Generate reports on receivables aging, payment statuses, and other key metrics.
- Early Payment Discounts — Auto-applies early pay discounts when available – ensure incentives aren't missed.
- AI-Driven Collections — Smart workflows for escalations, follow-ups, and past-due prioritization.
Show all 9 featuresShow fewer
- Connected Finance — Connects with accounting software and other business systems.
Plus
monthly$49/mo
$49/user/mo
- Automated Invoicing — Create and send invoices to customers automatically
- Recurring Invoicing & Auto-Pay — Support full subscription billing and auto-pay flows.
- Payment Tracking — Monitor customer payments and identify overdue accounts
- Customer Communication — Send payment reminders and statements to customers
- Cash Application — Automate matching payments to invoices for a clear view of cash
- Reporting and Analytics — Generate reports on receivables aging, payment statuses, and other key metrics.
- Early Payment Discounts — Auto-applies early pay discounts when available – ensure incentives aren't missed.
- AI-Driven Collections — Smart workflows for escalations, follow-ups, and past-due prioritization.
Show all 15 featuresShow fewer
- Connected Finance — Connects with accounting software and other business systems.
- Intelligent Invoice Capture — Real-time, AI-powered OCR that extracts key data from invoices
- Multi-payment Methods — Pay vendors through various methods, including ACH transfers, cards, wire transfers, etc.
- Invoice Coding — AI auto-coding that predicts and learns from GL history.
- Customizable Approval Workflow — Flexible routing by vendor, amount, department, or code.
- Purchase Order (PO) Matching — Automatically matches invoices against corresponding purchase orders.
- Fraud Monitoring — Real-time detection for duplicates and suspicious activity.
Enterprise
Custom
- Automated Invoicing — Create and send invoices to customers automatically
- Recurring Invoicing & Auto-Pay — Support full subscription billing and auto-pay flows.
- Payment Tracking — Monitor customer payments and identify overdue accounts
- Customer Communication — Send payment reminders and statements to customers
- Cash Application — Automate matching payments to invoices for a clear view of cash
- Reporting and Analytics — Generate reports on receivables aging, payment statuses, and other key metrics.
- Early Payment Discounts — Auto-applies early pay discounts when available – ensure incentives aren't missed.
- AI-Driven Collections — Smart workflows for escalations, follow-ups, and past-due prioritization.
Show all 24 featuresShow fewer
- Connected Finance — Connects with accounting software and other business systems.
- Intelligent Invoice Capture — Real-time, AI-powered OCR that extracts key data from invoices
- Multi-payment Methods — Pay vendors through various methods, including ACH transfers, cards, wire transfers, etc.
- Invoice Coding — AI auto-coding that predicts and learns from GL history.
- Customizable Approval Workflow — Flexible routing by vendor, amount, department, or code.
- Purchase Order (PO) Matching — Automatically matches invoices against corresponding purchase orders.
- Fraud Monitoring — Real-time detection for duplicates and suspicious activity.
- Cash Flow Forecasting — Generate cash flow forecasts for up to 6 months with predictive modeling.
- Multi-entity Management — Real-time performance insights across all your business units.
- Unified Integration — Gain complete visibility into cash positions across all accounts by securely connecting your bank accounts.
- Accounting Software Connectivity — Sync payments and automate the posting of journal entries to your general ledger.
- Excel — The most common tool used by SMEs and MMEs finance teams.
- ERP Connectivity — Aggregate cash data from your ERP systems for a single view of your cash flow.
- AI Conversation — Ask natural language questions across cash, payments, FX, and compliance — no training needed.
- Real-Time Operational Actions — MO can trigger payments, generate reports, or set hedging actions directly from chat.
- Multilingual Support — Serve global teams with intelligent support in English, Bahasa, Thai, and more.
Price history
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