ANNA Money has 6 plans: a free plan and paid plans from £12.90/month. We last read its pricing page on 3 October 2026. We have not recorded a price change.
ANNA Money plans and prices
Pay As You Go
£0
0.95% commission on incoming payments
No commission on transfers from own accounts
Unlimited outgoing payments
Free ATM withdrawals
SWIFT payments, 1% currency conversion fee
Instant invoicing
Easy receipt capture
Business
monthly
£22.90/mo
£22.90/month +VAT
Description — First month free – for businesses ready to scale up.
Transfers — 60 transfers/mo, then 20p
Cards — 5 cards
Savings — up to 3.66% AER
MTD ITSA filing — free
Auto Accountant — first 4 months free
Local bank transfers — 60 free transfers per month, 20p per transfer after that
ATM withdrawals — 3 free ATM withdrawals per month, 1% commission after that, minimum £1 per withdrawal
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International payments — 2 free SWIFT payments per month, £5 per payment after, 1% currency conversion fee for transfers
CHAPS payments — 2 free CHAPS payments per month, £5 per payment after
Personal payment link — Free up to £200 per month, 0.5% commission after that
Extra expense cards — Up to 5 expense cards included, £3 per card, per month after that
Pots — 4 free pots, £1 per pot, per month after that
Cashback on purchases — Up to 40% cash back on over 150 products and services
Instant invoicing — Professional-looking invoices with QuickPay functionality
Easy receipt capture — Snap receipts and ANNA auto-categorises them
XLS VAT Filing — Submit your VAT Return from any Excel or Google Sheets spreadsheet – for £4.50 + VAT per filing
Accounts Integration — Share access with your accountant or sync with accounting software like Xero
Big Business
monthly
£59.90/mo
£59.90/month +VAT
Description — Unlimited account, everything included – for bigger businesses.
Transfers — Unlimited transfers
Cards — Unlimited cards
Savings — up to 3.66% AER
MTD ITSA filing — free
Auto Accountant — first 4 months free
Local bank transfers — Unlimited free bank transfers
ATM withdrawals — Free ATM withdrawals
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International payments — 4 free SWIFT payments per month, £5 per payment after, 0.5% currency conversion fee for transfers
CHAPS payments — Unlimited free CHAPS payments
Personal payment link — Unlimited incoming payments with no commission
Extra expense cards — Unlimited free expense cards
Pots — Unlimited pots
Cashback on purchases — Up to 40% cash back on over 150 products and services
Instant invoicing — Professional-looking invoices with QuickPay functionality
Easy receipt capture — Snap receipts and ANNA auto-categorises them
XLS VAT Filing — Submit your VAT Return from any Excel or Google Sheets spreadsheet – for £4.50 + VAT per filing
Accounts Integration — Share access with your accountant or sync with accounting software like Xero
+Taxes add-on
monthly
£29/mo
£29.00 a month + VAT
Bookkeeping and tax support — Your bookkeeping, corporation tax, VAT and payroll sorted.