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myFICO

Automated

A credit score monitoring service offering FICO scores, credit reports, and identity theft protection.

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Active plans

4

Total changes

4

Last change

Jul 16, 2026

Price trend

no history

What we know about myFICO’s pricing

Moderately active

Changes in 12 months

4

Cadence

Multiple changes per day

Direction

New plan recently added

Category position

Middle of the pack for Finance & Accounting (1721 compared)

Current pricing

Free

monthly
Free
  • 1-bureau (Equifax) coverage
  • Score and credit monitoring
  • No credit card required

Basic

monthly
$19.95/mo

$19.95/month

  • 1-bureau (Experian) coverage
  • Updates available every month
  • FICO® Scores
  • Scores for mortgages, auto loans & more
  • Simulator for FICO® Score 8
  • Credit reports
  • Score and credit monitoring
  • Up to $1 million identity theft insurance
  • 24x7 identity restoration

Advanced

monthly
$29.95/mo

$29.95/month

  • 3-bureau coverage
  • Updates available every 3 months
  • FICO® Scores
  • Scores for mortgages, auto loans & more
  • Simulator for FICO® Score 8
  • Credit reports
  • Score and credit monitoring
  • Up to $1 million identity theft insurance
  • 24x7 identity restoration
  • Identity monitoring

Premier

monthly
$39.95/mo

$39.95/month

  • 3-bureau coverage
  • Updates available every month
  • FICO® Scores
  • Scores for mortgages, auto loans & more
  • Simulator for FICO® Score 8
  • Simulator for FICO mortgage scores
  • Credit reports
  • Score and credit monitoring
  • Up to $1 million identity theft insurance
  • 24x7 identity restoration
  • Identity monitoring

Price history

Last 4 changes

DatePlanChangeOldNewΔ%
Jul 16, 2026Premiernew plan—$39.95—
Jul 16, 2026Advancednew plan—$29.95—
Jul 16, 2026Basicnew plan—$19.95—
Jul 16, 2026Freenew plan—$0—

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