
Privacy-first envelope budgeting app built for India. Manual transaction entry, no bank sync, supports UPI, cash, EMIs, and SIPs.
thekharcha has 1 plan: a free plan. We have not recorded a price change.
thekharcha plans and prices
Free
$0
- No bank sync
- Manual envelope budgeting
- Zero-knowledge privacy
- Envelope method
- No auto-sync BS
- Built for India
- Free to start, no hidden paywall
- Works for cash + UPI + cards
Show all 9 featuresShow fewer
- Manual = mindful spending
Price history
Last 3 recorded changes
| Date | Plan | Change | Old | New | Δ% |
|---|
| Jun 20, 2026 | Free | New plan | — | $0 | — |
| Jun 20, 2026 | Free | New plan | — | $0 | — |
| Jun 20, 2026 | Free | New plan | — | $0 | — |
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