Ubiquity 401(k)
AutomatedFlat-fee 401(k) retirement plan provider for small businesses with no AUM fees, offering group and solo 401(k) options with automatic enrollment.
Ubiquity 401(k) has 5 plans: paid plans from $19/month. We have not recorded a price change.
Ubiquity 401(k) plans and prices
Saver(k)
monthly$97/mo
$97/mo + $6/mo per eligible employee
- overage$6($6/mo per eligible employee)
- Expert-designed 401(k) plan for ready-to-go deployment
- Automatic enrollment and auto-escalation
- One-time $495 setup fee for new customers
Custom(k)
monthly$177/mo
$177/mo + $6/mo per eligible employee
- overage$6($6/mo per eligible employee)
- Free design assistance from a retirement plan consultant
- Fully customizable options for incentivizing key employees
- Optional Safe Harbor 401(k) plan
- One-time $495 setup fee for new customers
Reserve(k)
monthly$257/mo
$257/mo + $6/mo per eligible employee
- overage$6($6/mo per eligible employee)
- SECURE 2.0 tax credit filing assistance
- Comprehensive 5500 audit support
- 3(16) fiduciary services
- One-time $495 setup fee for new customers
Single(k)
monthly$19/mo
Billed annually
- one-time$285 one-time($285 setup fee)
- Solo 401(k) for self-employed business owners
- Designed for up to 2 participants
- Choose your own 401(k) investments
- Option to add Mega Backdoor Roth strategy
- One-time $285 setup fee for new customers
Single(k) Plus
monthly$37.50/mo
Billed annually
- one-time$350 one-time($350 setup fee)
- Record-kept solo 401(k) for self-employed
- Supports up to 4 participants
- Pre-selected Vanguard Admiral Class Fund investment options
- Recordkeeping by Ubiquity
- One-time $350 setup fee for new customers
Price history
Last 2 recorded changes
| Date | Plan | Change | Old | New | Δ% |
|---|---|---|---|---|---|
| Aug 4, 2026 | Single(k) Plus | Reclassified | $450 | $37.50 | — |
| Aug 4, 2026 | Single(k) | Reclassified | $228 | $19 | — |
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