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Products/Finance & Accounting/Ubiquity 401(k)

Ubiquity 401(k)

Automated

Flat-fee 401(k) retirement plan provider for small businesses with no AUM fees, offering group and solo 401(k) options with automatic enrollment.

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Active plans

5

Total changes

7

Last change

Aug 4, 2026

Price trend

no history

What we know about Ubiquity 401(k)’s pricing

Volatile

Changes in 12 months

7

Cadence

Every 9 days

Direction

Recently restructured

Category position

Middle of the pack for Finance & Accounting (1721 compared)

Current pricing

Saver(k)

monthly
$97/mo

$97/mo + $6/mo per eligible employee

  • overage$6($6/mo per eligible employee)
  • Expert-designed 401(k) plan for ready-to-go deployment
  • Automatic enrollment and auto-escalation
  • One-time $495 setup fee for new customers

Custom(k)

monthly
$177/mo

$177/mo + $6/mo per eligible employee

  • overage$6($6/mo per eligible employee)
  • Free design assistance from a retirement plan consultant
  • Fully customizable options for incentivizing key employees
  • Optional Safe Harbor 401(k) plan
  • One-time $495 setup fee for new customers

Reserve(k)

monthly
$257/mo

$257/mo + $6/mo per eligible employee

  • overage$6($6/mo per eligible employee)
  • SECURE 2.0 tax credit filing assistance
  • Comprehensive 5500 audit support
  • 3(16) fiduciary services
  • One-time $495 setup fee for new customers

Single(k)

monthly
$19/mo

Billed annually

  • one-time$285 one-time($285 setup fee)
  • Solo 401(k) for self-employed business owners
  • Designed for up to 2 participants
  • Choose your own 401(k) investments
  • Option to add Mega Backdoor Roth strategy
  • One-time $285 setup fee for new customers

Single(k) Plus

monthly
$37.5/mo

Billed annually

  • one-time$350 one-time($350 setup fee)
  • Record-kept solo 401(k) for self-employed
  • Supports up to 4 participants
  • Pre-selected Vanguard Admiral Class Fund investment options
  • Recordkeeping by Ubiquity
  • One-time $350 setup fee for new customers

Price history

Last 7 changes

$228→$19.00(-91.7%)
$0.00$64.84$130$195$259Aug 2026Aug 2026Aug 2026: $228Aug 2026: $19.00
DatePlanChangeOldNewΔ%
Aug 4, 2026Single(k) Plusrestructure$450$37.5—
Aug 4, 2026Single(k)restructure$228$19—
Jun 11, 2026Single(k) Plusnew plan—$450—
Jun 11, 2026Single(k)new plan—$228—
Jun 11, 2026Reserve(k)new plan—$257—
Jun 11, 2026Custom(k)new plan—$177—
Jun 11, 2026Saver(k)new plan—$97—

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